Manuel FERNANDEZ

Dubai

Professor in Finance

Presentation

Manuel Fernandez is a professor of finance and accounting and joined EM Normandie in 2025. He holds a PhD in Commerce from the University of Kerala, India, obtained in 2001. His thesis focuses on the management techniques of the cashew industry: a comparative analysis of various sectors, emphasising the industry's cost and finance aspects. He holds professional certifications: CMA (Certified Management Accountant) and CSCA (Certified in Strategy and Competitive Analysis) from the Institute of Management Accountants, USA. He is an Associate Member (ACMA) of the Institute of Cost Accountants of India.

Professional experience

Since 2025: Associate Professor of Finance, EM Normandie
2022-2024: Professor, Institute of Management Technology-Dubai, UAE
2016-2022: Professor, Skyline University College, Sharjah, UAE
2011-2015: Associate Professor, Skyline University College, Sharjah, UAE
2008-2010: Assistant Professor, Institute of Management Technology-Dubai, UAE
2004-2008: Assistant Professor, Skyline University College, Sharjah, UAE
Till 2004: Associate Professor, Fatima Mata National College, Kollam, Kerala, India

Department

Law, finance & control

Subjects taught

Accounting Finance

Degrees

2001 : PhD in Commerce, University of Kerala, India

Publications

Fernandez, M 2001, 'Management Techniques of the Cashew Industry: A Comparative Analysis of the Various Sectors', PhD en Commerce, University of Kerala, India.

2001

PhD Dissertation / Accreditation to Supervise Management Research
Gomes Pereira, A, Barbosa, G-F, Godinho Filho, M, Shiki, S-B & Lago da Silva, A (forthcoming), 'Quality Control in Extrusion-Based Additive Manufacturing: A Review of Machine Learning Approaches', IEEE Transactions on Cybernetics. ABS : 3.

2025

Academic articles
Joseph, R., Paramaiah. Ch., Ganesan, Y. & Fernandez, M. 2024, 'The Role of Financial Accounting in Business Decision-Making & Internationalization', Journal of Electrical Systems, vol. 20(11), pp. 843-849.

2024

Academic articles
Fernandez, V.M., Kumar, R., Fernandez, M. & Joseph, R. 2024, 'Sustainability Initiatives and Firm Performance in Indian Companies: An Empirical Examination', Journal of Ecohumanism, vol. 3(6), pp. 657–679.

2024

Academic articles
Robinson, J & Fernandez, M 2024, 'An Examination of the Impact of Intellectual Capital on the Growth and Advancement of Major Corporations and Multinational Companies: A Case Study on Apple', Educational Administration: Theory and Practice, vol. 30(5), pp. 5519–5524.

2024

Academic articles
Fernandez, M., Joseph, R. & Fernandez, V.M. 2023, 'An Empirical Study Identifying the Most Favored Foreign Direct Investment Inflows Destination in the Gulf Cooperation Council Countries. International Journal of Economics and Financial Issues, vol. 13(2), pp. 51–60. ABDC

2023

Academic articles
Fernandez, M., Joseph, R., & Kumar, R. 2022, 'Role of Economic Factors on Foreign Direct Investment Inflows in the Gulf Cooperation Council Countries', International Journal of Economics and Finance Studies, vol. 14 (1), pp. 1-24.

2022

Academic articles
Fernandez, M., Joseph, R. & Fernandez, V.M. 2022, 'Diagnosis of the Foreign Direct Investment Landscape in India', International Journal of Economics and Financial Issues, vol. 12(4), pp. 72-83. ABDC.

2022

Academic articles
Fernandez, M., Juma, L., Alkharoossi, H. & Joseph, R. 2021, 'Performance Analysis of GCC Banks: A survey', International Journal of Financial Research, vol. 12(1), pp. 357-368.

2021

Academic articles
Alshamlan, M. A., Fernandez, V. M., & Fernandez, M. 2021, 'Foreign Direct Investment in the United Arab Emirates: A Study on the Main Contributors', European Journal of Business and Management Research, vol. 6(1), pp. 97-101.

2021

Academic articles
Fernandez, M. 2021, 'Economic Dividends of the Abraham Accords', European Journal of Business and Management Research, vol. 6(6), pp. 205-208.

2021

Academic articles
Juma L., Alkharoossi H. & Fernandez M. 2021, 'Foreign Direct Investment in The Kingdom of Saudi Arabia: A Diagnostic Analysis', International Journal of Research –GRANTHAALAYAH, vol. 9(8), pp. 355-367.

2021

Academic articles
Kumar, R., Sujit, K. S., Waheed, K. A. & Fernandez, M. 2021, 'Are Brand Value and Firm Value Related? An Empirical Examination', Global Business Review. ABS : 1.

2021

Academic articles
Alnuaimi, H., Abdulla, E.S. & Fernandez, M. 2021, 'Examination of Foreign Direct Investment Climate in Bahrain. International Journal of Economics, Commerce and Management, vol. 9(2), pp. 212-223.

2021

Academic articles
Al Hosani, M., Al Mahri, A. & Fernandez, M. 2021, 'Analysis of Foreign Direct Investment Environment in Malaysia', The International Journal of Business Management and Technology, vol. 5(1), pp. 63-77

2021

Academic articles
Fernandez, M. 2020, 'Foreign Direct Investment – Right Time to Invest in India', Commerce and Business Researcher, vol. 13(4), pp. 9-34.

2020

Academic articles
Fernandez, M, Alshamsi, A. M & Aldoukhi, A.O 2020, 'Appraisal of Foreign Direct Investment Terrain of Brazil, European Journal of Business and Management, vol. 12(23), pp. 41-51.

2020

Academic articles
Fernandez, M., Al-Ali, F,A. & Al Obeidli, A.Y. 2020, 'Analysis of Foreign Direct Investment in Egypt', SSRG International Journal of Economics and Management Studies, vol. 7(11), pp. 8-17.

2020

Academic articles
Fernandez, M., Almaazmi, M.M. & Joseph, R. 2020, 'Foreign Direct Investment in Indonesia: An Analysis from Investors Perspective', International Journal of Economics and Financial Issues, vol. 10(5), pp. 102-112. ABDC.

2020

Academic articles
Fernandez, M., Alnuaimi, A.A. & Joseph, R. 2020, 'FDI Environment in China: A Critical Analysis', International Journal of Financial Research, vol. 11(5), pp. 238-253.

2020

Academic articles
Fernandez, M., Suleiman, O.M.R. & Yaseen, S.N.M. 2020, 'Review of Foreign Direct Investment in Jordan', European Journal of Business and Management Research, vol5(4).

2020

Academic articles
Fernandez, M., Shubaisi, A.M.A. & Joseph, R. 2020, 'Examination of potentialities of Vietnam as FDI destination', Journal of Economics and Business, vol. 3(3). ABS : 2.

2020

Academic articles
Kumar, B.R. & Fernandez, M. 2019, 'Examination of Index Model and Prediction of Beta –A Case Study Examination in IT Sector', Accounting and Finance Research, vol. 8(2), pp. 226-231. ABDC.

2019

Academic articles
Kumar, B.R. & Fernandez, M. 2019, 'Determinants of Capital Structure Policy - Analysis of Airline Industry', International Journal of Business and Applied Sciences, 8(1), 30-38.

2019

Academic articles
Kumar, B.R., Fernandez, M., Gett, M. & Joseph, R. 2018, 'Wealth Effects of Corporate Event: An Empirical Analysis', Journal of Advanced Research in Dynamical and Control Systems, vol. 4, pp. 1325-1331.

2018

Academic articles
Fernandez, M. & Joseph, R. 2016, 'Qatar Emerging as the Most Attractive FDI Destination in the GCC', International Journal of Economics and Finance, vol. 8(11), pp. 175-192.

2016

Academic articles
Fernandez, M. & Joseph, R. 2016, 'UAE the attractive FDI Destination in the Middle East', International Research Journal of Finance and Economics, vol. 153, pp. 55-73.

2016

Academic articles
Joseph, R. & Fernandez, M. 2016, 'Growth of Stock Market in the UAE through Merger: A Comparative Study of GCC Stock Markets', Accounting and Finance Research, vol. 5(3), pp. 190-199. ABDC.

2016

Academic articles
Fernandez, M. & Kumar, B.R. 2016, 'Trends of Dividend Payments and Stock Market Reactions to Dividend Announcements: Evidence from Qatar Stock Exchange', World Review of Business Research, vol. 6(1), pp. 1-9.

2016

Academic articles
Fernandez, M. & Kumar, B.R. 2016, 'Dividend Trends in the GCC: A Survey', Journal of Accounting and Finance, vol. 16 (7).

2016

Academic articles
Fernandez, M., Kumar, B.R. & Mani, S. 2014, 'Dividend announcements and wealth creation – an empirical examination from the UAE markets', Journal of Strategic and International Studies.

2014

Academic articles
Fernandez, M. & Kumar, B.R. 2013, 'Evaluation of post-merger operating performance of Emirates NBD', Mustang Journal of Accounting and Finance, vol. 4, pp. 97-113. ABDC.

2013

Academic articles
Fernandez, M., Kumar, B.R. & Dalal, E.M. 2013, 'Determinants of Capital Structure: Evidence from Oman', Arabian Journal of Business and Management Review, vol. 2, pp. 33-44.

2013

Academic articles
Fernandez, M., Kumar, B.R. & Reddy, L. 2013, 'Wealth Creators in Dubai: a survey based study', International Journal of Business and Management Studies.

2013

Academic articles
Kumar, B.R. & Fernandez, M. 2012, 'Emirates Bank International (EBI) merger with National Bank of Dubai (NBD) - A valuation perspective', International Journal of Business Insights and Transformation, vol.5(1).

2012

Academic articles
Fernandez, M 2011, 'GCC Stock Markets: A comparative Analysis', Skyline Business Journal.

2011

Academic articles
Fernandez, M 2010, 'UAE – the Emerging Higher Education Destination', Southern Economist.

2010

Academic articles
Fernandez, M 2007, 'An Empirical study of Buyer Behaviour and Spending Pattern of Windfall Incomes from Lottery Schemes', Journal of Management Development and Information Technology.

2007

Academic articles
Fernandez, M 2007, 'Growth of Banking in the UAE', Skyline Business Journal.

2007

Academic articles
Fernandez, M 2006, 'Performance enhancement of organizations through ERP Systems', Skyline Business Journal.

2006

Academic articles
Fernandez, M 2006, 'VAT in the UAE: Problems and Prospects of the first form of direct taxing in a tax-free region', Skyline Business Journal.

2006

Academic articles
Fernandez, M 2005, 'Information Technology and Decision Making: Impact of IT assisted group decision support systems (GDSS) on efficiency and effectiveness of group decisions', Skyline Business Journal.

2005

Academic articles
Fernandez, M 2003, 'Wastage of Cashew Apple and Unemployment in Kerala', Southern Economist.

2003

Academic articles
Fernandez, M 2002, 'Procurement of Cashew Nuts: Comparative Analysis of Private, Public and Co-operative Sectors, Southern Economist.

2002

Academic articles
Fernandez, M 1997, 'Monopoly Procurement of Raw Cashew Nuts – an exercise in futility', Southern Economist.

1997

Academic articles
Fernandez, M. & Joseph, R. 2023, 'A Study of the Proposed Corporate Tax in the UAE Economy', EUMMAS A2S Conference on Global Social and Technological Development and Sustainability, Dubai, UAE.

2023

Academic communications
Fernandez, M. 2020, 'Crowdfunding: Launching P2P Lending Platform in the UAE', NACRA 2020 Conference.

2020

Academic communications
Fernandez, M. & Joseph, R. 2019, 'Diagnosis of the FDI landscape in India. International Conference on Management, Economics & Social Science', ICMESS Conference, Goa, India.

2019

Academic communications
Fernandez, M. & Joseph, R. 2019, 'Impact of Value Added Tax on the Financial Economics of the UAE', International Conference on Digitization, Sharjah, UAE.

2019

Academic communications
Fernandez, M. & Joseph, R. 2019, 'UAE the Most Attractive FDI Destination in The Middle East: A Study on How UAE is Sustaining the Status', the 7th International Research Symposium of the SGBED.

2019

Academic communications
Fernandez, M. & Joseph, R. 2018, 'UAE the Most Attractive FDI Destination in the Middle East: A study on How UAE is Sustaining the Status', 7th SGBED International Research Symposium, Dubai, UAE.

2018

Academic communications
Fernandez, M. & Kumar, B.R. 2018, 'Examination of Index Model and Prediction of Beta –A case study examination in IT Sector', 7th SGBED International Research Symposium, Dubai, UAE.

2018

Academic communications
Fernandez, M. & Kumar, B.R. 2018, 'Wealth Effects of Corporate Event: An Empirical Analysis', Second International Conference on Multidisciplinary Contemporary Research, Singapore.

2018

Academic communications
Fernandez, M. 2017, 'Oil Price Decline: A Blessing', 4th International Conference on Business and Management in Fin-Tech Driven Age, Sharjah, UAE.

2017

Academic communications
Fernandez, M. & Kumar, B.R. 2015, 'Trends of Dividend Payments and Market Reactions during Dividend Announcement: Evidence from Qatar Market', 4th European Business Research Conference, London, UK.

2015

Academic communications
Joseph, R. & Fernandez, M. 2015, 'Growth of Stock Market in the UAE through merger: A comparative study of GCC stock Markets', 4th International Conference on Management, Economics, Business and Social science and Humanities, Istanbul, Turkey.

2015

Academic communications
Fernandez, M. 2015, 'UAE: the attractive FDI destination in the Middle East', 3rd International Conference on Business & Management in Connected Era, Sharjah, UAE.

2015

Academic communications
Fernandez, M. & Kumar, B.R. 2014, 'Dividend announcements and wealth creation – an empirical examination from the UAE markets', ISIS-Paris International Multidisciplinary Academic Conference, Paris, France

2014

Academic communications
Fernandez, M. & Kumar, B.R. 2013, 'Wealth Creators in Dubai', The International Journal of Arts and Sciences' conference, Vienna, Austria.

2013

Academic communications
Fernandez, M. & Kumar, B.R. 2012, 'Determinants of Capital Structure: Evidence from Oman', International Conference on ‘Global Perspectives of Business & Management – Changing Dynamics (GPBM@2012), Skyline University College, Sharjah.

2012

Academic communications
Fernandez, M. & Kumar, B.R. 2012, 'An Empirical Analysis of Corporate Financial Structure in the UAE', the International Conference on Excellence in Business, Sharjah, UAE.

2012

Academic communications
Fernandez, M. & Kumar, B.R. 2012, 'Evaluation of post-merger operating performance of Emirates NBD. International Conference on Economics and Finance', The Social Sciences Research Society (SOSRES), Izmir, Turkey.

2012

Academic communications
Fernandez, M. & Joseph, R. 2021, 'Comparative Financial Statement Analysis: RAK Ceramics vs Saudi Ceramics', The Case Centre.

2021

Case studies
Fernandez, M. 2021, 'Crowdfunding: Launching P2P Lending Platform', The Case Centre.

2021

Case studies
Fernandez, M. & Joseph, R. 2020, 'Financial Statement Analysis of RAK Ceramics', The Case Centre.

2020

Case studies
Fernandez, M. & Joseph, R. 2019, 'Time Value of Money: Estimations made simple', The Case Centre.

2019

Case studies
Fernandez, M. 2018, 'Capital Budgeting: Applications of Investment Decision Techniques', The Case Centre.

2018

Case studies
Fernandez, M. 2017, 'Margin Trading at Dubai Stock Exchange', The Case Centre.

2017

Case studies

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